Call for Ideas #7

We seek concrete, scalable, and technologically advanced solutions, with a particular focus on Artificial Intelligence. Our areas of interest include the adoption of advanced systems aimed at improving decisionmaking processes, strengthening security, preventing risks, and enhancing the overall quality of insurance services.

Deadline for Applications

00:00:00:00

Days Hours Minutes Seconds

Vittoria hub offers you the possibility to access VIA²

Program for the Incubation, Adoption and Acceleration, designed to help the selected startups in their path from the idea to the go-to-market.

Advantages for your start-up: Euro up to 100.000 € in cash prizes and services

These grants will be paid upon the issue of Safe Agreements on future capital increases on part of the startups.

Submit your application

Incubation

Euro 25.000 in cash prizes and services

Adoption

Euro 35.000 in cash prizes and services

Accelerazione

Euro 40.000 on cash prizes and services

Applications are open until May 31, 2026.

Reasoning Agents: Applications that use AI to analyze and understand complex documents by identifying patterns, anomalies, and automation opportunities for improving Company information flows and Insurance Network solutions.

Specialized and Secure Language Model: Retrained and specialized AI language models to provide transparent and customizable services for Insurtech, with a focus on security and privacy.

Ambient Intelligence & Robotics for Home Automation: Solutions that integrate AI with IoT and Robotics in the home environment, to create smart homes that can learn the habits of inhabitants (families, caregivers, pets …) and adapt to their needs.

AI for Health: Innovative AI-based solutions for prevention, with remote monitoring via app, to reduce healthcare costs, avoid urgent care, and promote proactive health management.

Submit your application

Home & Residential – Prevention, Risk Management, and Related Services

We are seeking genuinely innovative, next generation, and truly novel solutions capable of redefining the concept of the home by transforming it into an intelligent, proactive, and data-driven ecosystem. Such solutions should be able to anticipate incidents and enable a dynamic, predictive, and highly technological approach to insurance risk management.

Specifically:

Early detection systems for harmful events and continuous home risk monitoring platforms, leveraging environmental and behavioral data;
Integration of smart home data into insurance processes (underwriting, pricing, claims management);
Digital assistance services and post event intervention solutions;
Innovative business models, including equipment as a service approaches and embedded insurance solutions.

Health & WellBeing – Sustainable Prevention

We are interested in AIdriven solutions for prevention, monitoring, and remote support that:

foster an ongoing and longterm relationship with individuals;
enable proactive care and earlyintervention models;
contribute to making prevention sustainable over time, including from an insuranceeconomics perspective.

Intelligent Enterprise & Welfare

AI and IoTbased solutions for:

new insurance models for corporate welfare and related services (excluding platformonly solutions);
protection of SMEs’ operational continuity (cyber risk, climaterelated events, supplychain disruptions), including solutions designed for parametric insurance policies.

Mobility / Micromobility

AI and IoT based solutions for:

realtime analysis of driving behaviour and vehicle usage;
risk prevention and improved safety;
new insurance models for RVs/campers, green mobility, and fleets.

Generation Z and New Models of Insurance/Financial Relationships

We are looking for new models of interaction, trust, and augmented advisory—not just “engagement”—with a particular focus on Life and Pension products.

We are interested in solutions that:

enable advanced interaction between next-gen customers, the Company, and the Distribution Network;
support insurance advisory through AI, intelligent content, and decision support tools;
facilitate onboarding, education, and the development of longterm customer relationships;
contribute to portfolio management and financial planning (including model development and multidisciplinary teams);
integrate data relevant to supplementary pension schemes.

Insurance Processes Between the Company and the Distribution Network

We are seeking AIdriven solutions that go beyond simple efficiency improvements, supporting:

the design of innovative insurance products and solutions;
risk underwriting and complex pricing in NonLife lines;
support to the Distribution Network through data enrichment to facilitate the sale of Life products;
structured data collection and automated integration of external information;
intelligent document analysis with guided summaries;
decisionsupport tools for the Network and automation of authorization workflows.

The goal is to enhance decision quality, technical consistency of the portfolio, and commercial effectiveness.

AI based solutions capable of supporting the Distribution Network and the Company in complex quotation and authorization processes for NonLife products, improving the quality of risk underwriting and reducing decision making times.
Implementation of a data-driven underwriting process that supports the Distribution Network in commercial proposals and the Company in authorization workflows, improving operational efficiency and ensuring technical consistency of the portfolio.
Optimization and streamlining of information and document management, with structured collection of external and public database sources to enrich and simplify the quotation request process for the Distribution Network.
Aggregation of documentation and facilitation of information analysis, with structured summaries and preliminary overviews for decision support and for accelerating Company authorizations.
Automation of document management, aimed at optimizing and simplifying processes and workflows related to the creation, collection, archiving, classification, and distribution of documents.